Do I Need to Ask for an HVAC Repair Company's Insurance Policy Before They Start Work?

When you're looking for an HVAC contractor to repair or replace your air conditioning system, it's important to make sure that they have the right insurance coverage. Many HVAC and construction contractors take out tool and equipment insurance, which covers the repair or replacement of your tools and equipment in the event of loss, theft, or damage. It's also important to understand what a home warranty covers when you're discussing the advantages of one for your air conditioning system. Home warranties may take longer than usual to locate a contractor who is willing to make a diagnosis and perform the repair during peak seasons.

Your HVAC company's truck or van is an integral part of your business, so it's important to make sure that they have commercial HVAC insurance. If you just spent a lot of money on a new air conditioning system, you may want to look into labor warranties offered by HVAC service companies or third-party insurers associated with them. A large HVAC company with a fleet of cargo vans may need something different than what an individual HVAC contractor needs to buy a used van for their business. In addition to passing an exam to obtain an HVAC license, the state requires a certificate of learning issued by the Board during the previous two years, or an academic certificate showing that you have graduated from an approved HVAC course.

It can be helpful to keep some materials and parts available if you spend most of your time repairing old HVAC systems, replacing parts, or installing completely new centralized air conditioning systems. Many HVAC companies offer service contracts for HVAC units to make it easier to keep records and schedule routine maintenance.